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Medical costs in Germany
Non-EU visitors pay for treatment in Germany, and hospitals may ask for proof of insurance or a deposit.
Schengen visa applicants must show travel medical insurance with at least EUR 30,000 of cover. Visitors who don't need a visa aren't asked for it, but cover is still strongly recommended.
FAQ
Do I need travel insurance for Germany?
It's required if you're applying for a Schengen visa. For everyone else it isn't checked at the border, but it's strongly recommended. Non-EU visitors pay for treatment in Germany, and hospitals may ask for proof of insurance or a deposit.
What should a travel insurance policy cover?
At minimum: emergency medical treatment, medical evacuation and repatriation, and a 24/7 assistance line. Add cancellation, gadget or sports cover depending on your trip.
Does my credit card cover me?
Some cards include travel cover, but medical limits are often low and you may need to pay for the trip with that card. Check the terms before relying on it.
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